:root{color-scheme:light;--bg:#fff7fa;--surface:#ffffff;--surface-2:#fff0f5;--ink:#1a2b4a;--muted:#6b7287;--line:#f0e2ea;--navy:#1a2b4a;--pink:#f06b9a;--pink-deep:#e84d86;--pink-soft:#ffe8f1;--gold:#ffc845;--gold-deep:#f5a623;--teal:#2dbda8;--blue:#5b8cff;--yellow:var(--gold);--coral:#ff6b5f;--purple:#b07cff;--orange:#ff9f43;--good:#1fa888;--warn:#c47d12;--danger:#e2554d;--shadow:0 16px 44px rgba(232,77,134,0.1);--soft-shadow:0 8px 22px rgba(26,43,74,0.07);--radius:20px;--font:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}body.dark{color-scheme:dark;--bg:#07111f;--surface:#0e1c31;--surface-2:#152844;--ink:#f8fbff;--muted:#a7b4c4;--line:rgba(255,255,255,0.11);--navy:#f8fbff;--shadow:0 16px 44px rgba(0,0,0,0.28);--soft-shadow:0 8px 22px rgba(0,0,0,0.2)}body.dark .metric__value,body.dark h1,body.dark h2,body.dark h3{color:#f8fbff}*{box-sizing:border-box}html{min-height:100%}body{min-height:100vh;margin:0;background:radial-gradient(circle at 12% 6%,rgba(240,107,154,.14),transparent 26rem),radial-gradient(circle at 88% 10%,rgba(255,200,69,.18),transparent 22rem),radial-gradient(circle at 82% 82%,rgba(45,189,168,.1),transparent 24rem),var(--bg);color:var(--ink);font-family:var(--font);letter-spacing:0}.splash-screen{position:fixed;z-index:100;inset:0;display:grid;place-items:center;background:radial-gradient(circle at 18% 12%,rgba(240,107,154,.16),transparent 24rem),radial-gradient(circle at 84% 14%,rgba(255,200,69,.2),transparent 22rem),var(--bg);transition:opacity .42s ease,visibility .42s ease}.splash-card{width:min(520px,78vw);max-height:min(78vh,640px);display:grid;place-items:center;overflow:hidden;background:#ffffff;border-radius:clamp(28px,6vw,72px);box-shadow:0 26px 70px rgba(232,77,134,.14);animation:splash-pop .7s cubic-bezier(.2,.9,.2,1) both}.splash-screen img{width:100%;height:auto;max-height:min(78vh,640px);object-fit:contain;display:block}body.splash-done .splash-screen{opacity:0;visibility:hidden;pointer-events:none}.onboarding-overlay{position:fixed;z-index:90;inset:0;display:grid;place-items:center;padding:20px;background:radial-gradient(circle at 15% 12%,rgba(34,199,169,.18),transparent 24rem),radial-gradient(circle at 85% 18%,rgba(255,200,69,.22),transparent 24rem),rgba(250,248,242,.78);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px)}.onboarding-overlay[hidden]{display:none}.startup-card{width:min(720px,100%);max-height:calc(100dvh - 40px);border:1px solid var(--line);border-radius:28px;background:var(--surface);box-shadow:0 28px 80px rgba(7,31,61,.18);padding:clamp(18px,3vw,26px);color:var(--ink);animation:splash-pop .42s cubic-bezier(.2,.9,.2,1) both;overflow:auto}.welcome-start-card{max-width:560px;text-align:center;display:grid;justify-items:center;grid-gap:9px;gap:9px;padding-block:clamp(22px,4vw,34px);animation:welcome-card-in .44s cubic-bezier(.2,.9,.2,1) both}.startup-logo{width:86px;height:86px;border-radius:25px;display:grid;place-items:center;background:var(--pink-soft);box-shadow:0 14px 34px rgba(240,107,154,.14),0 0 26px rgba(255,200,69,.12);margin-bottom:2px;animation:welcome-logo-glow 1.8s ease-in-out .18s both}.startup-logo img{width:70%;height:70%;object-fit:contain}.startup-card h2{margin:0;font-size:clamp(1.7rem,4vw,2.55rem);line-height:1.04}.startup-copy{margin:0;max-width:34rem;color:var(--muted);font-size:1.02rem;line-height:1.45}.startup-actions{justify-content:center;margin-top:10px}.tour-card{display:grid;width:min(720px,calc(100vw - 40px));height:min(700px,calc(100dvh - 40px));grid-template-rows:auto minmax(0,1fr) auto auto;align-content:stretch;grid-gap:clamp(10px,1.8vh,14px);gap:clamp(10px,1.8vh,14px);overflow:hidden}.tour-topline{justify-content:space-between;gap:12px}.progress-dots,.tour-topline{display:flex;align-items:center}.progress-dots{gap:8px}.progress-dots span{width:9px;height:9px;border-radius:999px;background:var(--surface-2)}.progress-dots span.active{width:28px;background:linear-gradient(90deg,var(--pink),var(--pink-deep))}.compact-btn{min-height:34px;padding-inline:12px}.tour-visual{min-height:0;height:100%;max-height:none;border:1px solid var(--line);border-radius:24px;background:radial-gradient(circle at 86% 18%,rgba(255,200,69,.22),transparent 10rem),linear-gradient(135deg,#ffffff,#f7fbff);box-shadow:var(--soft-shadow);padding:clamp(12px,2.2vw,18px);overflow:hidden}.log-visual{display:grid;place-items:center;grid-gap:12px;gap:12px}.mini-form{min-width:min(320px,100%);border:1px solid var(--line);border-radius:20px;background:#ffffff;padding:14px;display:grid;grid-gap:8px;gap:8px;box-shadow:var(--soft-shadow)}.mini-form strong{color:var(--navy);font-size:2rem}.dashboard-visual{display:grid;grid-template-columns:repeat(2,minmax(0,1fr)) 150px;grid-gap:12px;gap:12px;align-items:center}.bills-visual div,.dashboard-visual article,.privacy-visual,.settings-visual span{border:1px solid var(--line);border-radius:18px;background:#ffffff;padding:12px;box-shadow:var(--soft-shadow)}.dashboard-visual article{display:grid;grid-gap:8px;gap:8px}.bills-visual span,.dashboard-visual article span,.privacy-visual small{color:var(--muted)}.dashboard-visual article strong{color:var(--navy);font-size:1.65rem}.mini-donut{width:124px;aspect-ratio:1;border-radius:50%;background:conic-gradient(var(--blue) 0 38%,var(--teal) 38% 60%,var(--yellow) 60% 78%,var(--coral) 78% 100%);box-shadow:inset 0 0 0 22px rgba(255,255,255,.7)}.bills-visual{display:grid;align-content:center;grid-gap:clamp(7px,1.4vh,10px);gap:clamp(7px,1.4vh,10px)}.bills-visual div{display:grid;grid-template-columns:minmax(0,1fr) auto;grid-gap:3px 12px;gap:3px 12px;padding:clamp(10px,1.7vh,13px)}.bills-visual span{grid-column:1}.bills-visual b{grid-row:1/span 2;grid-column:2;align-self:center;color:var(--coral)}.privacy-visual{display:grid;place-items:center;align-content:center;grid-gap:10px;gap:10px;text-align:center}.privacy-lock{border-radius:999px;padding:8px 14px;color:#071f3d;background:color-mix(in srgb,var(--teal) 18%,#ffffff);font-weight:900}.settings-visual{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:8px;gap:8px}.settings-visual span{display:flex;justify-content:space-between;gap:10px;color:var(--muted)}.settings-visual b{color:var(--navy)}.tour-copy{display:grid;grid-gap:6px;gap:6px;min-height:0}.tour-copy h2{font-size:clamp(1.75rem,4vw,2.45rem);line-height:1.06;text-wrap:balance}.tour-copy h2,.tour-copy p{margin:0}.tour-copy p{color:var(--muted);font-size:.98rem}.choice-card{max-width:860px;display:grid;grid-gap:14px;gap:14px}.choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:14px;gap:14px;margin-top:8px}.choice-option{min-height:210px;border:1px solid var(--line);border-radius:24px;background:#ffffff;color:var(--navy);padding:20px;text-align:left;display:grid;align-content:start;grid-gap:12px;gap:12px;box-shadow:var(--soft-shadow);transition:transform .18s ease,box-shadow .18s ease}.choice-option:hover{transform:translateY(-2px);box-shadow:var(--shadow)}.choice-option strong{font-size:1.35rem}.choice-option small{color:var(--muted);font-size:.95rem;line-height:1.45}.choice-icon{width:48px;height:48px;border-radius:16px}.demo-icon{background:conic-gradient(var(--blue) 0 30%,var(--teal) 30% 55%,var(--yellow) 55% 76%,var(--coral) 76% 100%)}.fresh-icon{background:linear-gradient(135deg,rgba(76,125,255,.16),rgba(34,199,169,.2));border:2px dashed rgba(76,125,255,.42)}body.dark .onboarding-overlay{background:radial-gradient(circle at 12% 12%,rgba(34,199,169,.12),transparent 24rem),radial-gradient(circle at 88% 18%,rgba(76,125,255,.15),transparent 24rem),rgba(7,17,31,.82)}body.dark .bills-visual div,body.dark .choice-option,body.dark .dashboard-visual article,body.dark .mini-form,body.dark .privacy-visual,body.dark .settings-visual span,body.dark .tour-visual{background:#12233b}body.dark .choice-option,body.dark .dashboard-visual article strong,body.dark .mini-form strong,body.dark .settings-visual b{color:#f8fbff}body.dark .startup-logo{box-shadow:0 14px 34px rgba(0,0,0,.24),0 0 28px rgba(76,125,255,.16)}body.dark .about-ring-logo{background:rgba(18,35,59,.76);box-shadow:0 14px 34px rgba(0,0,0,.28),0 0 28px rgba(76,125,255,.16)}body.dark .trust-list{background:radial-gradient(circle at 0 0,rgba(34,199,169,.12),transparent 13rem),radial-gradient(circle at 100% 0,rgba(76,125,255,.14),transparent 12rem),#12233b}body.dark .trust-list li{background:rgba(14,28,49,.82)}@keyframes splash-pop{0%{opacity:0;transform:translateY(10px) scale(.96)}to{opacity:1;transform:translateY(0) scale(1)}}@keyframes welcome-card-in{0%{opacity:0;transform:translateY(8px) scale(.96)}to{opacity:1;transform:translateY(0) scale(1)}}@keyframes welcome-logo-glow{0%{transform:translateY(2px);box-shadow:0 12px 28px rgba(7,31,61,.1),0 0 12px rgba(34,199,169,.1)}to{transform:translateY(0);box-shadow:0 14px 34px rgba(7,31,61,.12),0 0 26px rgba(34,199,169,.14)}}@media (prefers-reduced-motion:reduce){.startup-card,.startup-logo,.welcome-start-card{animation:none}}button,input,select,textarea{font:inherit}button{cursor:pointer}.app-shell{display:grid;grid-template-columns:270px minmax(0,1fr);min-height:100vh}.sidebar{position:-webkit-sticky;position:sticky;top:0;height:100vh;padding:24px 18px;background:linear-gradient(180deg,rgba(255,255,255,.96),rgba(255,247,250,.9)),rgba(255,255,255,.9);border-right:1px solid var(--line);color:var(--ink);display:flex;flex-direction:column;gap:26px;-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px)}.brand{display:flex;align-items:center;gap:13px;min-width:0;padding:2px 4px 12px;border-bottom:1px solid rgba(7,31,61,.06)}.brand-mark,.lock-mark{width:52px;height:52px;flex:0 0 auto;border-radius:17px;background:conic-gradient(from -35deg,var(--yellow) 0 22%,transparent 22% 28%,var(--coral) 28% 48%,transparent 48% 55%,var(--blue) 55% 75%,transparent 75% 82%,var(--teal) 82% 100%),#ffffff;display:grid;place-items:center;box-shadow:0 10px 22px rgba(7,31,61,.14);overflow:hidden;position:relative}.image-brand-mark{padding:3px;background:#ffffff}.image-brand-mark img{width:100%;height:100%;display:block;object-fit:contain}.lock-dialog .lock-mark.image-brand-mark{width:72px;height:72px;margin:0 auto 8px;border-radius:22px;background:var(--pink-soft);box-shadow:0 12px 28px rgba(240,107,154,.2)}.brand strong{display:block;color:var(--navy);font-size:1.22rem;font-weight:900}.brand span{display:block;color:var(--muted);font-size:.82rem;font-weight:700}body.dark .sidebar{background:radial-gradient(circle at 0 0,rgba(76,125,255,.16),transparent 14rem),linear-gradient(180deg,#07182b,#081321 72%,#06101d);border-right-color:rgba(130,166,214,.22);box-shadow:14px 0 34px rgba(0,0,0,.22)}body.dark .brand{border-bottom-color:rgba(202,216,235,.13)}body.dark .brand strong{color:#ffffff}body.dark .brand span{color:#c4d0df}body.dark .nav-link{color:#b8c5d6}body.dark .nav-link.active,body.dark .nav-link:hover{background:linear-gradient(135deg,rgba(76,125,255,.2),rgba(34,199,169,.12));color:#ffffff}body.dark .nav-link.active:before{background:linear-gradient(180deg,#5d8cff,#22c7a9)}body.dark .nav-action{color:#07182b;box-shadow:0 16px 30px rgba(255,107,95,.18)}body.dark .image-brand-mark{background:rgba(255,255,255,.96);box-shadow:0 14px 28px rgba(0,0,0,.24),0 0 0 1px rgba(255,255,255,.08)}body.dark .category-chip,body.dark .category-chip *{color:#071f3d}.nav-list{display:grid;grid-gap:8px;gap:8px;flex:1 1 auto;min-height:0;align-content:start}.mobile-nav button,.nav-action,.nav-link{min-height:44px;border:0;border-radius:16px;display:flex;align-items:center;gap:12px;padding:0 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svg{width:21px;height:21px;display:block;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.main{min-width:0;min-height:100vh;padding:22px clamp(18px,3vw,38px) 36px;display:flex;flex-direction:column;box-sizing:border-box}.main>section.view.active-view{display:block;flex:1 1 auto;min-height:0}.topbar{display:flex;align-items:flex-start;justify-content:space-between;gap:20px;margin-bottom:18px}.topbar-right{display:flex;flex-direction:column;align-items:flex-end;gap:8px;flex-shrink:0}.topbar-clock{margin:0;font-size:.82rem;font-weight:750;color:var(--muted);letter-spacing:.02em;line-height:1.25;white-space:nowrap;min-height:1.25em}.eyebrow{margin:0 0 5px;color:var(--muted);font-size:.78rem;font-weight:900;text-transform:uppercase}h1,h2,h3,p{margin-top:0}h1{margin-bottom:0;font-size:clamp(2rem,4vw,3.55rem);line-height:.98;font-weight:950}h1,h2{color:var(--navy)}h2{margin-bottom:14px;font-size:1.32rem}h3{margin-bottom:8px;color:var(--navy);font-size:1rem}.button-row,.chip-row,.dialog-actions,.filter-row,.row-actions,.topbar-actions{display:flex;flex-wrap:wrap;align-items:center;gap:10px}.danger-btn,.ghost-btn,.icon-btn,.primary-btn{min-height:42px;border-radius:14px;border:1px solid transparent;padding:0 15px;font-weight:900}.nav-action,.primary-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px}.primary-btn{background:linear-gradient(135deg,var(--pink),var(--pink-deep));color:#ffffff;box-shadow:0 14px 26px 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auto;display:grid;grid-gap:8px;gap:8px;align-content:start;min-width:0;padding-bottom:12px}.setup-intro-title{margin:0;font-size:clamp(1.25rem,2.2vw,1.45rem);line-height:1.15}.setup-intro-desc{margin:0;line-height:1.45}.setup-intro-actions{flex:0 0 auto;margin-top:auto;display:grid;grid-template-columns:1fr;grid-gap:8px;gap:8px;width:100%;padding-top:20px;border-top:1px solid var(--line)}.setup-intro-actions .ghost-btn,.setup-intro-actions .primary-btn{width:100%;justify-content:center;min-height:42px;padding-inline:12px;font-size:.88rem}.main>section#settingsView.view.active-view{display:flex;flex-direction:column;gap:clamp(20px,2.8vw,28px)}.settings-reports-wrap{margin-top:4px}.settings-top-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);grid-gap:clamp(16px,2vw,22px);gap:clamp(16px,2vw,22px);align-items:stretch}.settings-top-grid>.panel{height:100%}.settings-privacy-panel{align-self:start;height:auto}.settings-privacy-panel .meta{margin-bottom:12px}.settings-privacy-actions{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:8px;gap:8px;align-items:stretch}.settings-privacy-actions .danger-btn,.settings-privacy-actions .ghost-btn{width:100%;justify-content:center;min-height:40px;padding-inline:10px;font-size:.84rem}@media (max-width:1020px){.settings-top-grid{grid-template-columns:1fr}.settings-privacy-actions{grid-template-columns:repeat(auto-fill,minmax(9.5rem,1fr))}}@media (max-width:540px){.settings-privacy-actions{grid-template-columns:1fr}}.dashboard-trust-row{display:flex;flex-wrap:wrap;align-items:center;gap:8px 14px;margin-bottom:12px;font-size:.82rem;color:var(--muted)}.dashboard-trust-line{flex:1 1 200px}.dashboard-calc-trigger{flex:0 0 auto;padding:3px 10px;margin:0;border:1px solid rgba(76,125,255,.35);border-radius:999px;background:transparent;color:var(--blue,#4c7dff);font-size:.78rem;font-weight:700;cursor:pointer}.dashboard-calc-trigger:hover{border-color:rgba(76,125,255,.65);background:rgba(76,125,255,.06)}.calc-help-body{padding:0 4px 8px;max-height:min(62vh,520px);overflow-y:auto}.calc-help-list{margin:0;padding-left:1.15rem;display:grid;grid-gap:10px;gap:10px;font-size:.92rem;line-height:1.38;color:var(--ink)}.calc-help-list strong{font-weight:800}.calc-help-snapshot{margin-top:14px}.balance-hero{margin-bottom:14px}.balance-hero .balance-number{margin-top:6px;margin-bottom:2px}.balance-hero-projected{margin-top:12px;max-width:36rem;line-height:1.35}.muted-label{color:var(--muted);font-weight:500}.safe-today-value{font-size:clamp(1.35rem,3vw,1.85rem);font-weight:700;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;display:block;margin:4px 0}.metric-grid{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));grid-gap:clamp(8px,1vw,11px);gap:clamp(8px,1vw,11px);margin-bottom:14px;align-items:stretch}.account-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));grid-gap:14px;gap:14px}.account-card{border-left:6px solid var(--account-accent,var(--blue));min-width:0}.account-card-top{display:grid;grid-template-columns:auto 1fr auto;grid-gap:12px;gap:12px;align-items:center;margin-bottom:10px}.account-card-actions{margin-top:10px}.account-icon{font-size:1.75rem;line-height:1}.account-balance-num{font-weight:700;font-size:clamp(1.45rem,3.5vw,2.15rem);color:var(--navy);font-feature-settings:"tnum";font-variant-numeric:tabular-nums;overflow-wrap:anywhere;word-break:break-word;line-height:1.15}.colour-field{display:grid;grid-gap:8px;gap:8px}.colour-field input[type=color]{height:42px;border-radius:var(--radius-sm,10px);border:1px solid var(--line);background:var(--surface);padding:2px}.colour-swatches-field{display:grid;grid-gap:8px;gap:8px}.colour-swatches-label{font-weight:700;font-size:.85rem;color:var(--muted)}.colour-swatches{display:flex;flex-wrap:wrap;gap:8px}.colour-swatch{width:34px;height:34px;border-radius:50%;border:2px solid transparent;padding:0;cursor:pointer;background:var(--swatch);box-shadow:inset 0 0 0 1px rgba(7,31,61,.12)}.colour-swatch:hover{transform:scale(1.06)}.colour-swatch.is-selected{border-color:var(--navy);box-shadow:inset 0 0 0 1px rgba(7,31,61,.14),0 0 0 2px var(--surface)}.colour-field-advanced{display:grid;grid-gap:6px;gap:6px;margin-top:4px}.colour-field-advanced span{font-size:.82rem;color:var(--muted)}.colour-field-advanced input[type=color]{width:100%;max-width:120px;height:38px;padding:2px;border-radius:10px;border:1px solid var(--line)}.dashboard-nudges-more{margin-top:10px}body.dark .colour-swatch.is-selected{border-color:var(--yellow)}body.dark .dashboard-calc-trigger{border-color:rgba(126,174,255,.45);color:var(--blue)}body.dark .dashboard-calc-trigger:hover{background:rgba(126,174,255,.1)}.compact-btn{padding:4px 10px;font-size:.78rem}.acct-inline-icon{margin-right:8px}.dash-accounts-panel ul{margin:0}@media (max-width:600px){.dashboard-calc-trigger{width:100%;justify-self:stretch;text-align:center}.balance-hero-projected{font-size:.86rem}}.dark .account-balance-num{color:var(--text,#e8f0ff)}.bill-row,.card,.insight,.metric,.panel,.report-strip,.table-wrap,.transaction-row{border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);box-shadow:var(--soft-shadow)}.metric{padding:10px 7px;display:grid;grid-template-rows:auto minmax(2.35rem,auto) auto;grid-gap:5px 0;gap:5px 0;align-content:center;min-width:0}.metric,.metric__label{min-height:0;overflow:hidden}.metric__label{align-self:start;color:var(--muted);font-size:.71rem;font-weight:750;line-height:1.18;max-height:1.22em;display:block;text-overflow:ellipsis}.metric-detail-nowrap,.metric__label{white-space:nowrap}.metric__value{display:flex;align-items:center;width:100%;min-width:0;max-width:100%;text-align:left;justify-self:stretch;font-size:var(--fit-size,clamp(.85rem,.55vw + 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p{font-size:.93rem;line-height:1.36}.mini-donut{width:132px;justify-self:center}.balance-number:not(.balance-number--phrase){font-size:var(--fit-size,clamp(1.65rem,9vw,3.3rem))}.balance-number--hero{font-size:var(--fit-size,clamp(1.5rem,8.5vw,3rem));letter-spacing:-.02em}.balance-number--phrase{font-size:clamp(1.45rem,5.5vw,2rem);max-width:100%}.mobile-nav{position:fixed;z-index:10;left:10px;right:10px;bottom:10px;min-height:62px;border:1px solid var(--line);border-radius:22px;display:grid;grid-template-columns:repeat(5,1fr);grid-gap:4px;gap:4px;padding:6px;background:rgba(255,255,255,.94);box-shadow:var(--shadow);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px)}.mobile-nav button{min-height:48px;justify-content:center;padding:0 4px;color:var(--muted);font-size:.72rem;gap:2px;flex-direction:column;font-weight:900}.mobile-nav button.active{background:linear-gradient(135deg,rgba(34,199,169,.14),rgba(76,125,255,.12));color:var(--navy)}body.dark 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