Terms / Disclaimer

Piggee is for personal budgeting and planning.

By using Piggee Budget Planner, you agree to the following plain-English terms. Piggee is a budgeting tool by Mood Pixel—not a bank or regulated financial service.

Budget estimates disclaimer

Figures shown in Piggee—including balances before payday, daily spend suggestions, “Looking Ahead” monthly projections, and financial health percentages—are estimates based on what you log. They may differ from real bank balances, pending transactions, or fees.

Always verify important payments, direct debits, and available funds with your bank or provider before relying on Piggee alone.

No banking relationship

Piggee:

Is not a bank and does not hold customer funds
Does not process payments or transfers in the real world
Does not guarantee savings, forecasts, or financial outcomes
Does not provide regulated financial, investment, tax, or legal advice

Your responsibility

You are responsible for the information you enter and the decisions you make. Use a PIN and biometric lock where available, keep your device secure, and do not share your PIN or leave Piggee unlocked on shared devices.

Do not enter bank account numbers, card details, banking passwords, or online banking login information in Piggee.

Security responsibility

Where supported, Piggee is designed to encrypt locally stored budget data using a PIN you choose. HTTPS protects delivery of the app. You are still responsible for device access, browser profiles, and any backup files you store outside Piggee.

Local data

Your budget is stored on your device unless you export it. Clearing browser data or using Clear local data in Settings will remove that information unless you have a backup.

Open banking (future)

Future versions may offer optional open banking or account connections through regulated third-party providers. Those features would require separate permissions, terms, and privacy notices. They are not part of the current local-only experience.

Future features

Piggee may add optional sync, cloud backup, or other services over time. We will update these terms when meaningful new features are introduced.

Limitation

To the extent permitted by law, Mood Pixel is not liable for losses arising from reliance on estimates in Piggee, loss of local data, or circumstances outside our reasonable control. Use Piggee at your own discretion.